The Story Behind Blueprint Construction Loans

Discover the philosophy that drives our streamlined, single-closing approach to construction financing.

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Meet Your Dedicated MLO: Saif Kovach

Hi, I'm Saif, (NMLS #1630219). I'm a construction financing specialist with 26 years of experience in the lending business. I founded Blueprint with a simple goal: to make the process of building a custom home less stressful and more transparent than the industry standard.

I saw the pain points of the traditional two-closing system. That's why I focus exclusively on a streamlined One-Time Close and leverage a second to none digital platform to give you and your builder the speed and clarity you deserve. Your dream home starts with a solid financial foundation, and I'm here to lay that blueprint with you. My name is pronounced like (safe). My father a US Marine while stationed in Morocco came up with my name. :-)

Our Core Philosophy: Simplify & Secure

  • The One-Time Close Advantage

    We eliminate the need for two separate closings. This means one set of closing costs and one rate lock, saving you time, money, and the stress of re-qualifying after construction.

  • Dedicated Expert Guidance

    You work directly with me a specialist and my team who understands the construction draw process, builder requirements, and conversion costs. No hand-offs, just consistent, expert support.

  • Fast, Digital Draw System

    We utilize a digital platform for streamlined draw requests, inspections, and disbursements. This technology ensures your builder gets paid faster and your project stays on schedule.

Let's Discuss Your Blueprint
Ready to work with a specialist who prioritizes your build timeline and budget? Contact me.

Equal Housing Lender

We are an Equal Housing Lender. We do not discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, age (with certain exceptions), because all or part of the applicant's income is derived from a public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

NMLS Disclosures

All loans are originated by, NMLS ID 1630219.

Privacy Policy

We are committed to protecting your privacy. The information collected on this website, including your name, phone number, and email, is used solely for the purpose of communicating with you regarding your interest in our construction loan products. This information will not be sold or shared with any third parties other for the purpose of a loan application.

General Disclaimer

This website is for informational purposes only. All loan applications are subject to credit approval, underwriting guidelines, and a complete loan application if you move forward. This website does not constitute a loan commitment or a loan offer and we will not ask for sensitive data at this information gathering stage.


@2025 Blueprint Construction Loans. All rights reserved.

Email: [email protected]

Phone: (314) 374-2008

8182 Maryland Avenue - 12th Floor, Clayton MO 63105

NMLS #1630219 is a Mortgage Loan Officer with a national bank. All products and services offered through this site are originated by a national bank.